3620 Emerald AvenueSt James City, FL 33956




Mortgage Calculator
Monthly Payment (Est.)
$3,417This beautifully remodeled 2-bedroom, 2.5-bath waterfront POOL home offers the perfect blend of upgrades and coastal living. Located just minutes from open water, it’s ideal for boating enthusiasts and anyone who loves the Florida lifestyle. The home features 1,200 sq. ft. upstairs and an additional 650 sq. ft. of air-conditioned living space downstairs with a convenient powder room. Every detail has been thoughtfully updated, including a new roof in 2023, new hurricane-rated windows and doors, and new plumbing and electric throughout. The interior remodel includes all new countertops, sinks, tile showers, a bath/shower combo, fixtures, and beautiful new flooring. The kitchen has been upgraded with a new gas range, refrigerator, and dishwasher (2024), creating a bright and functional space that’s perfect for entertaining or everyday living. Step outside and enjoy your new saltwater pool (2025), a new composite deck (2024), and a new dock with lift and seawall (2020). A 1,000 lb. outdoor mechanical lift, 30 amp plug, and pump/dump station for an RV make this property exceptionally versatile. There is also plenty of parking for boats, RVs, and cars, making it easy to enjoy the water and the outdoors. The home includes new AC with three mini splits (2023), new sod and fencing (2025), and new garage doors (2024). The downstairs features enclosed walls with Durarock on the bottom four feet for extra durability, and the exterior has pressure-treated shadow boxing custom rails. With a transferable flood policy ($2,000), this home offers peace of mind and ease of ownership. Furniture is negotiable, making this truly turnkey and move-in ready. Every upgrade has been completed so you can simply relax and enjoy your waterfront paradise.
3 days ago | Listing first seen on site | |
3 days ago | Listing updated with changes from the MLS® |

The data relating to real estate for sale on this website comes in part from the Florida Gulf Coast MLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.
Did you know? You can invite friends and family to your search. They can join your search, rate and discuss listings with you.